Flood Information

Floodplain Mapping 

FEMA Map Service Center 

FloodSmart - National Flood Insurance Program
Find My Flood Zone (Use the search icon and type in your address)
Labels are provided on the map to describe which flood zone each property lies within. Properties shown in red are VE zones, while properties in blue are AE zones. Please note, if your property lies within 2 or more flood zones, the more restrictive applies. VE is more restrictive than AE, and a higher number is more restrictive than a lower number. 


FEMA has advised the Town of Fort Myers Beach that the Coastal Risk MAP project has been completed with the effective date of November 17, 2022. The FIS report and new flood insurance rate map (FIRM) for the Town of Fort Myers Beach will become effective on November 17, 2022. 

The new flood map includes a Coastal A Zone and a new area referred to as the Limit of Moderate Wave Action (LiMWA). If you live or own property in the Coastal A area of the new flood map, your plans to build/renovate or your National Flood Insurance (NFIP) policy premiums may be affected by these flood map changes.

The Town recommends that you consult with a design professional (Florida-licensed engineer or architect) and a general contractor to help you determine design criteria for your structure if you are constructing a new building or renovating.  Once you have their design and estimates, you’ll be able to make a more informed decision about what will work best for your circumstances.

Click here for the Letter of Determination from FEMA.

New flood maps as of November 17, 2022:

Map Panel 12071C0566G
Map Panel 12071C0569G
Map Panel 12071C0567G
Map Panel 12071C0558G
Map Panel 12071C0554G
Map Panel 12071C0553G


Call Community Development at (239) 765-0202

FEMA Hurricane Ian Recovery Advisory

Designing for Flood Levels Above the Minimum Required Elevation

Reducing Water Intrusion Through Windows and Doors

Reducing "Loss of Utility" Impacts

Insurance information

Do I need flood insurance?

FEMA Updated Flood Insurance Rates - Press Release

Flood Insurance Agent Locator

Hurricane Season is Flood Season - Fact Sheet.

NFIP’s Pricing Approach (Risk Rating 2.0)

Official Site of the National Flood Insurance Program

Floodplain Regulations

The Town of Fort Myers Beach is a participant in the National Flood Insurance Program. By agreeing to enforce floodplain regulations, flood insurance becomes available to residents and property owners in the town.

The Town Council adopted new floodplain regulations (Ordinance 13-06) on September 3, 2013, effective immediately.

2021 Rainy Season Letter

2023 Repetitive Loss Mailer 

FLood Hazard Determination for Lee County and Icorp Areas

To sign up for the Town of Fort Myers Beach Emergency Notification System, please click the following link and fill out the registration form. 

Click below to sign up for CODE RED:


Click below to download the CODE RED Mobile Alert App: 

Additional Resources

Department of Homeland Security
Stream Gauge Data
NOAA Weather Link
LEE County NFIP 

Rainy Season/Hurricane Season Preparation

Proactive preparation helps minimize risk for personal safety and property damage during a hurricane or during rising waters due to heavy downpours and sheet flow. Here are some strategies and tips to help with preparation for storms.

The South Florida Water Management District also offers drainage-related tips. Remember, some standing water is normal after rain. Local lakes, ponds, swales, golf courses and even streets are often designed to temporarily collect excess water after heavy rainfall to keep it away from your home.